This is an excellent question. It is a common question we receive on a daily basis from families that are in need of care assistance. If families are searching to hire their personal home health aide, an aspect to take into consideration is the insurance. Home care agencies offer liability and accident insurance.
This can be more costly for families if they opt to avoid a home care agency. However, if a family wants to consider a home care agency, families do not need health insurance to hire a caregiver. It is the beautiful aspect of home care services. You cannot be turned away if you do not have medical insurance.
For personal care assistance, you do not need insurance to receive home health aide services. Most home care agencies accept private pay too. In actuality, private pay care is more affordable than some people think. The best home care agencies work with families to ensure a payment plan is available. Additionally, their prices are competitive and in the market.
The reason to choose a home care agency for home care services is that overtime you spend less for the quality. It is a win-win for the family.